The Spirit Of Free Enterprise
‘YOU’VE insured your house, your car, your cat and your complete collection of The People’s Friend Yearbook. But have you insured your home against ghosts?
Ultraviolet, a Bristol-based insurance company, is happy to do so, and who can blame them? The policy is called Spooksafe policy, and it will pay out up to £100,000 for death, injury or damage to personal affects caused by a ghost or poltergeist. It also includes visitors from outer space.
Ultraviolet will also insure people against being changed into a vampire or werewolf, with a pay-out of £1 million if someone can medically prove they have been transformed.
The firm has already paid out £100,000 on one policy, after a woman who died when she was thrown over the banister in her home. Simon Burgess, chief underwriting officer at the group, said: ‘We had a specialist firm of investigators look into it and they were convinced that a ghost was responsible.’
Most clients have been in the California, not surprisingly.’