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Anorak | How to Stay on Top of your Finances this Christmas

How to Stay on Top of your Finances this Christmas

by | 28th, October 2013

How to Stay on Top of your Finances this Christmas

While Christmas is undoubtedly a fabulous time of year, it’s also an expensive one! Some people start planning and saving in January, let alone October, especially when they’re part of a large family with lots of gifts to buy and mouths to feed. It’s essential that, when the festive period comes around, you stay in control of what you spend and keep an eye on your finances so that you’re not suffering once it’s all done and dusted.

It’s not so bad if you’ve been saving up throughout the year because at least then, you have the money ready. Others may prefer to pop their purchases onto a credit card and pay it off once the December payday has been and gone, which can be an incredibly appealing and convenient option for many who don’t get early pay before Christmas.

If a credit card is the route you choose to go down, make sure that you check your credit report before applying if you proceed to site as soon as possible, you can see what your finances look like to finance providers, and will be able to evaluate your chance of acceptance for a credit card to help you spread the cost of your Christmas shopping.

Here are some top tips on how you can stay within the realms of “sensible” this Christmas, rather than spending excessively and struggling to afford it.

Set a budget Make a list of who you have to buy for, how much you’re planning to spend and any ideas that you may already have. It’s hard to stick to the budget that you set, but if you want to come out the other side

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Posted: 28th, October 2013 | In: Money, Online-PR Comment | Follow the Comments on our RSS feed: RSS 2.0 | TrackBack | Permalink