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	<title>Comments on: Credit Crunch: Northern Rock Rationalism</title>
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	<pubDate>Sun, 23 Nov 2008 15:39:40 +0000</pubDate>
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		<title>By: Michael</title>
		<link>http://www.anorak.co.uk/money/176563.html#comment-58708</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Thu, 27 Sep 2007 09:19:12 +0000</pubDate>
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		<description>Are there any penalties for offering mortgages at high multiples of income which cannot subesequently be repaid? perhaps because the bank has not verified the financial obligations of the borrower properly, or the risk attached to theri declared sources of income, such as their job?</description>
		<content:encoded><![CDATA[<p>Are there any penalties for offering mortgages at high multiples of income which cannot subesequently be repaid? perhaps because the bank has not verified the financial obligations of the borrower properly, or the risk attached to theri declared sources of income, such as their job?</p>
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